FIND MY LOAN
Review our Mortgage Loan Options and find your perfect fit!
Conventional Home Loans
Fixed-rate loan program for borrowers with good credit and larger down payments
|
Minimum |
3% |
Minimum |
620 |
|---|
|
Minimum Down Payment: |
3% |
|---|
|
Minimum Credit Score: |
620 |
|---|
Available for: Purchase & Refinance
FHA Home Loans
Low down payment requirement and easier qualification guidelines
|
Minimum |
3.5% |
Minimum |
580 |
|---|
|
Minimum Down Payment: |
3.5% |
|---|
|
Minimum Credit Score: |
580 |
|---|
Available for: Purchase & Refinance
VA Home Loans
Financing for military and veterans with favorable loan terms and interest rates
|
Minimum |
0% |
Minimum |
620 |
|---|
|
Minimum Down Payment: |
0% |
|---|
|
Minimum Credit Score: |
620 |
|---|
Available for: Purchase & Refinance
USDA Home Loans
Home loans with up to 100% financing for homebuyers in eligible rural areas
|
Minimum |
0% |
Minimum |
640 |
|---|
|
Minimum Down Payment: |
0% |
|---|
|
Minimum Credit Score: |
640 |
|---|
Available for: Purchase & Refinance
Refinancing
Replace your current mortgage with a new one for better terms or taking cash out
|
Minimum |
0% |
Minimum |
580 |
|---|
|
Minimum Down Payment: |
0% |
|---|
|
Minimum Credit Score: |
580 |
|---|
Available for: Refinance
Adjustable-Rate Mortgage (ARM)
Home loans with a variable interest rate after an initial fixed period
|
Minimum |
0% |
Minimum |
580 |
|---|
|
Minimum Down Payment: |
0% |
|---|
|
Minimum Credit Score: |
580 |
|---|
Available for: Purchase & Refinance
Jumbo Loans
For larger loan amounts that exceed conforming loan limits for more expensive properties
|
Minimum |
10% |
Minimum |
680 |
|---|
|
Minimum Down Payment: |
10% |
|---|
|
Minimum Credit Score: |
680 |
|---|
Available for: Purchase & Refinance
M.D. Loans
Home loan option designed specifically for members of the medical community
|
Minimum |
5% |
Minimum |
700 |
|---|
|
Minimum Down Payment: |
5% |
|---|
|
Minimum Credit Score: |
700 |
|---|
Available for: Purchase
Renovation Loans
Financing for the purchase and renovation costs of a fixer-upper property
|
Minimum |
3.5% |
Minimum |
620 |
|---|
|
Minimum Down Payment: |
3.5% |
|---|
|
Minimum Credit Score: |
620 |
|---|
Available for: Purchase & Refinance
One-Time Close Construction Loans
Combine financing for a lot purchase, construction and permanent financing into one
|
Minimum |
0% |
Minimum |
620 |
|---|
|
Minimum Down Payment: |
0% |
|---|
|
Minimum Credit Score: |
620 |
|---|
Available for: Purchase
My Choice Texas Home
Home loans with down payment and closing cost assistance for Texas homebuyers
|
Minimum |
0% |
Minimum |
620 |
|---|
|
Minimum Down Payment: |
0% |
|---|
|
Minimum Credit Score: |
620 |
|---|
Available for: Purchase
My First Texas Home
Down payment and closing cost assistance for eligible first-time Texas homebuyers
|
Minimum |
0% |
Minimum |
620 |
|---|
|
Minimum Down Payment: |
0% |
|---|
|
Minimum Credit Score: |
620 |
|---|
Available for: Purchase
Texas Vet
Below market interest rates for qualifying Texas veterans and active-duty military
|
Minimum |
0% |
Minimum |
580 |
|---|
|
Minimum Down Payment: |
0% |
|---|
|
Minimum Credit Score: |
580 |
|---|
Available for: Purchase