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VA HOME LOANS

Financing for military and veterans with favorable loan terms and interest rates

Loan Programs > VA Home Loans

VA Loan Quick Facts

0% Down

Minimum Down Payment

620Credit

Minimum Credit Score

41%DTI

Max Debt-to-Income Ratio

What is a VA Loan?

We proudly offers loan products that meet the home financing needs of active-duty military and veterans nationwide. VA home loan programs help veterans finance the purchase of homes with favorable loan terms and at an interest rate typically lower than rates charged on other types of mortgages.

What are the benefits of a VA Loan?

VA Loan benefits and features:

  • No down payment! No mortgage insurance is required. The funding fee can be financed into the loan.
  • Gifts and seller contributions are acceptable toward closing costs.
  • Closing costs and fees may be included in the loan.
  • Eligible borrowers include Veterans, certain members of the Selected Reserve, active-duty service personnel, and certain categories of spouses.
  • Other requirements and conditions apply.

Who may benefit from a VA Loan?

A VA Loan may the right fit for you if:

  • You’re a first-time or repeat homebuyer
  • You’re an eligible Veteran or military.
  • You want a low down payment.

Texas
Meet Your Mortgage Expert for
VA Home Loans

Matt Stansbury

Loan Officer | NMLS #1534206

At Directions Home Loan La Cantera we create a streamlined process of buying a home. I will guide my clients with the knowledge and skills I have acquired over the years as a loan officer assistant and now loan officer.

Corp NMLS #214519 | Equal Housing Lender

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Is a VA Loan right for you?

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The La Cantera Loan Team