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M.D. LOANS

Home loan option designed specifically for members of the medical community

Loan Programs > M.D. Loans

M.D. Loan Quick Facts

5% Down

Minimum Down Payment

700Credit

Minimum Credit Score

43%DTI

Max Debt-to-Income Ratio

What is the M.D. Home Loan?

The mortgage for medical professionals. You worked hard to get where you are, and it’s time to enjoy your success. M.D. loans are designed specifically for members of the medical community, and the M.D. Loan is a great option to finance the dream home you’ve earned.

What are the benefits of an M.D. Home Loan?

M.D. Home Loans offer the following features:

  • Eligible M.D.s include Physicians, Dentist, Optometry, Podiatry, Pharmacy, and Veterinary.
  • As little as 5% down.
  • 5/5 adjustable rate jumbo mortgages up to $2 million.
  • No PMI (Private Mortgage Insurance) – save thousands over the life of the loan.
  • Jumbo loan amounts without an increase in interest rates.

Who may benefit from an M.D. Loan?

An M.D. Loan may the right fit for you if:

  • You’re a medical professional that wants to own a home before your income potential is fully realized.
  • You’re in residency or about to graduate med school, and you have a job offer letter.

Texas
Meet Your Mortgage Expert for
M.D. Loans

Matt Stansbury

Loan Officer | NMLS #1534206

At Directions Home Loan La Cantera we create a streamlined process of buying a home. I will guide my clients with the knowledge and skills I have acquired over the years as a loan officer assistant and now loan officer.

Corp NMLS #214519 | Equal Housing Lender

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Is an M.D. Loan right for you?

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The La Cantera Loan Team