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Home loan option designed specifically for members of the medical community

Loan Programs > M.D. Loans

M.D. Loan Quick Facts

5% Down

Minimum Down Payment


Minimum Credit Score


Max Debt-to-Income Ratio

What is the M.D. Home Loan?

The mortgage for medical professionals. You worked hard to get where you are, and it’s time to enjoy your success. M.D. loans are designed specifically for members of the medical community, and the M.D. Loan is a great option to finance the dream home you’ve earned.

What are the benefits of an M.D. Home Loan?

M.D. Home Loans offer the following features:

  • Eligible M.D.s include Physicians, Dentist, Optometry, Podiatry, Pharmacy, and Veterinary.
  • As little as 5% down.
  • 5/5 adjustable rate jumbo mortgages up to $2 million.
  • No PMI (Private Mortgage Insurance) – save thousands over the life of the loan.
  • Jumbo loan amounts without an increase in interest rates.

Who may benefit from an M.D. Loan?

An M.D. Loan may the right fit for you if:

  • You’re a medical professional that wants to own a home before your income potential is fully realized.
  • You’re in residency or about to graduate med school, and you have a job offer letter.

Meet Your Mortgage Expert for
M.D. Loans

Jaime Knott

Loan Officer | NMLS #513437

I’ve spent the last 10 years in the mortgage industry. I began my career as a loan officer and loan partner, which gives me a strong advantage to create seamless transactions for my clients.

Corp NMLS #214519 | Equal Housing Lender

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Is an M.D. Loan right for you?

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The La Cantera Loan Team