Home loan option designed specifically for members of the medical community

M.D. Loan Quick Facts

5% Down

Minimum Down Payment


Minimum Credit Score


Max Debt-to-Income Ratio

What is the M.D. Home Loan?

The mortgage for medical professionals. You worked hard to get where you are, and it’s time to enjoy your success. M.D. loans are designed specifically for members of the medical community, and the M.D. Loan is a great option to finance the dream home you’ve earned.

What are the benefits of an M.D. Home Loan?

M.D. Home Loans offer the following features:

  • Eligible M.D.s include Physicians, Dentist, Optometry, Podiatry, Pharmacy, and Veterinary.
  • As little as 5% down.
  • 5/5 adjustable rate jumbo mortgages up to $2 million.
  • No PMI (Private Mortgage Insurance) – save thousands over the life of the loan.
  • Jumbo loan amounts without an increase in interest rates.

Who may benefit from an M.D. Loan?

An M.D. Loan may the right fit for you if:

  • You’re a medical professional that wants to own a home before your income potential is fully realized.
  • You’re in residency or about to graduate med school, and you have a job offer letter.

Meet Your Mortgage Expert for
M.D. Loans

Arnold Herrera

Loan Officer | NMLS #1690024

It’s my duty to make sure that every client has a great experience in one of their major milestones in their lives. My tenacity has helped many clients achieve home ownership and I’m here to do the same for you and your family.

Corp NMLS #214519 | Equal Housing Lender


Is an M.D. Loan right for you?

Get in Touch with a La Cantera Loan Expert:

  • Start application/pre-approval
  • Calculate payments easily
  • Securely scan & upload docs
  • See your progress
  • Get updates as you go